Small Businesses Are Finding Bank Loans Easier to Come By

By many accounts, as the economy adds jobs, more small businesses are looking to borrow money, and more banks are eager to lend it — at least to the right borrowers. “It’s actually a really great time to access small-business capital,” said Keri Gohman, executive vice president and head of small-business banking for Capital One. “Rates are low and banks are also feeling the economic recovery. We really want to lend. Small-business owners can shop around and work with banks to find the best rates.”