Services & Programs

Merchant Financing


SUDDEN EXPENSES?

BILLS THAT MUST BE PAID RIGHT NOW?

WE HAVE THE SOLUTION!

SHORT TERM BUSINESS LOANS – FAST!

SIMPLE ONE PAGE APPLICATION AND SIX MONTHS BANK STATEMENTS IS ALL THAT YOU NEED TO APPLY

EASY QUALIFICATION – FAST FUNDING

Does your business gross a minimum of $15K or more in your business banking account every month?

If your answer is yes YOU ARE ALREADY APPROVED!

CHECK OUT THE BENEFITS OF OUR NEW PROGRAM:

NO upfront fees, NO Assignment of receivables, NO pre-payment penalty

No Merchant Account Required

Advance based on 6 month Business Bank Statements

24 Hour Approval

Fund in 5 - 10 Days - 1 Page Application - ALL Business Types

Underwriting guidelines:

1yr. + in business

Minimum 550 FICO

No open liens or judgments

Minimum $15K gross income per month

No upfront or back end fees

No credit card receivables required

Payment Factor 1.4 X Amount borrowed - Borrow 10k - Repay 14k in 2 to 12 months - Funded in under 2 Weeks

Aggressive Funding Amounts (Up to 5X your monthly deposit average)

Customized payback schedule over six to twelve months

91% of our Applicants Are Approved

9 or more months in business required

Renewable Credit line, use over and over
Minimum loan amount $3,000 - NO MAXIMUM (Limited only by your Cash Flow)


Consumer Installment Financing

Consumer financing to businesses selling high ticket items whether these sales are completed in the home, in a retail store via the internet, at a seminar, radio, TV, magazine ads, through direct mail or through infomercials either for retail sales, financing to distributors, dealers or merchants in the United States. Long term dealer financing for sales contracts and customized financing for direct and retail sales. Financing to Doctors offering elective medical procedures, for patient deductibles, co-pays, health club memberships sold on a 1 or more year contract.

A Partial List of what we offer:

Medical Devices and Services
Medical/Dental Procedures Emergency Life Saving Devices
Mobile Transportation/Scooters

Defibrillators

Hospital beds

Wheel chairs

Electric scooters

Insulin pumps

Emergency Life Saving Devices

Medical products sold to consumers

Medical Procedures (patient paid)

Radial Keratotomy & LASIK surgery

Elective cosmetic surgery

In-Vitro Fertilization

Dental Procedures

Orthodontic Procedures

Veterinary

Cosmetic/Diet

Hair procedures

AND THERE'S MORE...

Household Items Including:

Jewelry Sales

Musical Instruments

Furniture Stores

Home Cleaning Systems

Fire Alarm Systems

Air Purifiers & Water Systems

Cookware

Home Improvement

Pets & Pet Products

Energy Conservation

Floor Care

Infomercial Product Sales

Bulk Home Food Sales

Art and Sculpture

Discount Buyer's Club

Vacuum and Air

Traditional and Antique Furniture

Water Treatment Systems

Home Improvements

Patio Covers & Sunrooms

Piano & Organ Sales

HomeCleaning Systems

Fire Alarm Systems

Solar Systems

Designer Lighting Systems

Air Purifiers & Water Systems

Cookware

Medical/Dental Procedures

Home food plans

Pets & Pet Products

Energy Conservation (Solar, Wind)

Floor Care (ie; Kirby Vacuums)

Home gym equipment

College Funding & Planning Services

College prep services

Alternative Learning

Real Estate

Seminars and Business Opportunity

Therapeutic Massage

Nursing

Vocational and Trade Schools

Computer Certification

Dental Assistants

Pharmacy Technicians

Truck Driving School

Heavy Equipment Training

HVAC (heating, ventilation, air cond)

Medical Technician

Secretarial & Business Schools

Massage Therapists

Culinary Arts

Phlebotomist

Dance Schools

Martial Arts Schools

Cosmetology Schools

Medical Assistants

Heavy equipment operator

Auto and diesel mechanic

Computer-aided design

Plumber

Electrician

Locksmith

Any vocational/trade school tuition

... And There's Still More ...

Recreational/Leisure and Travel

Golf & Tennis Clubs

Country Club memberships

Vacation Club Membership

Travel Clubs

Resort Time Share Programs

Campground Memberships

Health Clubs

Health and Fitness Equipment

Seminar/Sales companies

Timeshare or Vacation Clubs

Country Club Memberships

Exercise Equipment for Consumers

Dating Services

Business Opportunities

Seminar Sales

Dieting or Weight Reduction

Vitamin or Nutrient Programs

Mentoring or Training Programs

Technology

Computers

Computer Stores

Computer Technical Certification

Internet Access

Internet Appliances

Electronics

E-Commerce Websites

Digital Photos

Web-Sites

And Much More...

This includes financing for in-home sales, Door-to-Door sales, Internet sales, retail store sales, anything sold via infomercials (direct response TV/Radio, Seminars, Magazines, etc) where multiple payments will be received over time including products or services marketed through direct marketing channels when the product is paid for via installment payments.

Also, for businesses with installment contracts of a year or more like, health, golf or tennis clubs can sell those existing contracts at a discount to raise the money they may need to alleviate cash flow problems, pay for capital improvements or equipment!

Note Buying
Whether you are looking to sell part of your Mortgage Note, Deed, or Land Contract, or if you would like to cash out your Note in its entirety, we have numerous programs that can help you with your immediate cash needs.

Full Purchase -

The purchase of a Mortgage Note in its entirety

Partial Purchase

- The purchase of a specified number of future payments

Split Payment Purchase - The purchase of a specified monthly amount

Mortgage Notes

Deeds of Trust

Land Contracts

We purchase Mortgage Notes, Deeds of Trust, and Land Contracts. We also purchase mortgages on the following property types:

Single Family Residences

Multi-Family Units

Mobile Homes

Condominiums / Townhomes

Land (improved and unimproved)

Commercial Properties

Seller Financed Business Notes

We offer several options if you would like to sell your Business Note payments. These options are designed to meet your immediate and future financial needs.

PURCHASE PARAMETERS OF BUSINESS NOTES

We are very aggressive in the purchase of Business Notes. The following are the basic criteria that we look for in Seller Financed Business Notes.

All Business types considered

First Lien positions only

Personal guarantee of payer

30% down payment by purchaser (smaller down payment in some cases)

3 months of seasoning (less seasoning in some cases)


Construction Funding Solutions

NEW Private Construction Fund - Funds for construction financing have freed up!

CP CONSTRUCTION FUNDING SOLUTIONS is connected with large private money lenders. Together with our partnership we have put together some of the best construction loans available on the market. We can fund on Residential and Commercial construction projects. Our programs are common sense underwriting and funding which are designed to handle specific needs, challenges and objectives surrounding all levels of construction projects. Our systems are designed to provide fast and efficient service in loan approvals, loan closings and disbursements of construction funds.

LAND LOAN:

Purchase your land either with cash or with a land loan through us. Whether it's a lot loan in a development or raw land - We can help!

CONSTRUCTION LOAN:

Once you own your lot it's time to begin the construction process. With interest only payments up to 24 months, it makes the process easy and manageable.

END LOAN:

We handle your end - permanent loan before the construction begins. Making the process as smooth as possible. Our end loans are the best rates in the industry.

CHECK OUT OUR NEW REHAB PROGRAM TOO:

√ Residential or Commercial

√ Up to 75% ARV (After Repair Value)

√ Asset based underwriting

√ 680 FICO score (will consider lower, case by case basis)

√ Limited credit or personal income requirements

√ No seasoning requirements

√ We send an appraiser to the subject property

√ Terms up to 30 years

√ Rates in the 7% to 8% Range

√ 3% to 5% Management Fee

√ $250K min loan amount, no max

√ Cash out allowed

√ No prepay penalty

√ All 50 States

This program is PERFECT for Real Estate Investors!!!

Residential & Commercial Real Estate Financing

CP Real Estate Funding Solutions

Funding America. Funding America’s Economy.

CP Real Estate Funding Solutions offers mortgage lending products for both Commercial and Residential applications. We can help you find financing!

CP Real Estate Funding Solutions works with clients in the following ways:

Assessment of the borrowers circumstances This may include assessment of credit history (normally obtained via a credit report) and affordability (verified by income documentation).

Applying for a lenders agreement in principle (pre-approval)

Gathering all needed documents (paystubs/payslips, bank statements, etc.)

Completing a lender application form.

Explaining the legal disclosures.

Submitting all material to the lender.

Upholding our duty by saving their clients as much money as possible by offering best advice for the clients circumstances.

In addition CP Real Estate Funding Solutions has:

Access to over 100+ Lenders

Access to more than 65,000 different loan programs in 50 states

Relationships for niche loans.

With these contacts and product availability, CP Real Estate Funding Solutions is a step ahead.