Despite Access to Credit, Many Business Owners Are Reluctant to Take on Debt

As the economy continues to shakily recover, it's getting easier for small businesses to obtain loans. “It’s actually a really great time to access small-business capital,” Keri Gohman, executive vice president and head of small-business banking for Capital One recently told The New York Times. “Rates are low and banks are also feeling the economic recovery. We really want to lend. Small-business owners can shop around and work with banks to find the best rates.”